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How can I save money on renter's insurance?

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Question: How can I save money on renter's insurance?
Answer:

Here are some ways you can save money on renter's insurance:

  • Shop around to compare policies

  • Don't get more coverage than you need

  • Go with a higher deductible

  • Ask your insurer about any discounts (for example, for having a protective device such as a working smoke detector, for having multiple policies with the same insurer, or for being over 55 and retired)

  • Pay the total annual premium in one payment (rather than in monthly payments, which typically add installment fees)

Get the answers to more frequently asked questions about renter's insurance..

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